I consider myself an incredibly lucky person. I have been given the opportunity to get an extremely good education.
I was the first person in my family to go to university. And it was the start of a long and invaluable process. I have since undertaken a Masters and then--as if that was not enough--my Doctorate.
Thankfully, with both my Masters and Doctorate I was generously funded. But like so many, for my first degree I had to take on a comparatively large debt to take up the opportunity.
All in all, that is about £21,000. A lot of money.
I won't lie to you, watching the letters pop through my door every year telling me how much has been added to my total loan is not my favourite letter.
But whilst I was working between my undergraduate and postgraduate degrees I seriously considered overpaying on my repayments. After all, being debt free is best isn't it? Luckily I did not do this.
