Currently both me and NMW are in our 20s. As it stands, my current plan for now is for most--but not all--of my investments to be in individual stocks. I do hold a few ETFs and may add a couple of ITs in time but most would be individual companies.
However, as I get older and retirement approaches I plan to shift my strategy a little. Chiefly, this shift would see more of my investment cash going into ETFs, Investment Trusts and the like.
The discussion made me realise I had not really planned it very much. As such, I thought it may be useful to write up my plans--as they stand--to see what you all think. What are your plans? What do you make of my tentative scheme?
